Backdating effective date contract

The issue date is normally the date on which the insurance company approves and accepts your application. These two are sometimes the same, but insurance companies often add a few days to the issue date to name a policy date.This allows time for the policy to be delivered to the insured.

Contracts can also, confusingly, contain defined dates such as ‘commencement date’, ‘effective date’ or ‘start date’.However, he only realizes this in January and so wishes to backdate the document to December.The event did not happen during the time period required for the benefit so an attempt is being made to pretend that it did.The three terms are issue date, policy date and effective date.We will give you the generally understood meaning of these terms.

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